Is a broker more expensive?
Quite simply, no. As brokers, we can search with a large number of specialist insurers. These will be companies who are unavailable to online quote systems. We take into account you as an individual, with your unique circumstances and use these details to provide you...
Professional Indemnity Insurance: Ten things
All following information compiled and supplied by QBE European Operations - QBEeurope.com A GUIDE TO PROTECTING YOUR BUSINESS 1. Do I really need Professional Indemnity insurance? Do you provide advice or a professional service to clients? If so, it may be advisable...
What is Intellectual Property?
The following information has been provided by WIPO - Please find their full information here World Intellectual Property Organization What is Intellectual Property Intellectual property refers to creations of the mind: inventions; literary and artistic works; and...
Home working & Insurance
With the huge wave of home working sweeping the nation, many people are choosing to reduce their business insurance policies or cancel them altogether. "It's okay, as I work from home now I don't need insurance." So, do you need insurance if you work from home?...
Covid-19 Notice
We would like to inform our valued clients that despite the current COVID-19 Pandemic, our systems are fully operational as usual. We are following HM Government guidelines and our staff are working remotely and from home. Our office is attended each day, for postal...
Commercial Vehicles
Do you have a business that uses more than just one vehicle on a day to day basis? If you use these vehicles for moving or delivering anything. This could be; the equipment…
It’s better to talk with a broker
At bnf insurance, because we are brokers, we are usually able to secure much lower premiums than any online quote and buy systems. We will go through your exact…
Protect your business ideas
Protect your business ideas with Intellectual Property Insurance – now and in the future for your continued success without interruption. We are an independent insurance broker and we really care about our clients. For more information on this please get in...
Local Broker in Clacton-On-Sea
We are a bespoke and independent insurance broker with our head office in the coastal town of Clacton-On-Sea. We want to make sure that your quote is tailored to your personal circumstances and that the insurance is there for you when you need it, in the event of a...
Do you need Professional Indemnity Insurance?
After investing time & effort into building up a good professional reputation and excellent rapport with your clients or customers, it can often be devastating if a dispute occurs. This can lead to significant damage to your professional reputation, not to mention the...
Need fashion insurance?
If you are a fashion designer or someone in the fashion industry, then the insurances below are among those you should be considering in order to fully cover your business and assets: Commercial Combined Professional Indemnity Stock Throughput Business Travel...
Who needs Business Interruption Insurance?
Business Interruption Insurance Business Interruption Insurance - Who needs it? There are lots of reasons why a business should have Business Interruption Cover, but basically it comes down to one main question. If you had a large claim (fire or flood for example) and...
What is Intellectual Property Insurance?
Intellectual property insurance is incredibly important as this is a specific insurance specially designed to safeguard your business ideas or plans. It will ensure that you have the cover in place against a number of instances including copyright, trademark or patent...
Glastonbury fashion
"Street style from this year’s festival as revellers battle scorching temperatures and storm warnings. With Royal Ascot almost over and Wimbledon just around the corner, this weekend it falls to Glastonbury Festival to provide the style material for the rest of us to...
Business Travel Insurance
If you or your staff were taken ill, injured or became a victim of crime what would they or you do? Business travel insurance can provide you, the employer, with peace of mind that should something happen you have the protection of insurance to support you. The...
Arrests made by Spanish police
Two unnamed British people have been detained in Majorca and will face an ongoing judicial investigation amid an alleged fraud scheme involving food poisoning claims. They are suspected of encouraging tourists to make bogus claims, with their supposed targets said to...
Premiums ‘set to soar’
Average car insurance premiums could increase by up to £75 a year as a result of a government ruling, industry experts have said. A new formula for calculating compensation payments for those who suffer long-term injuries has been announced by the Ministry of Justice....
Your Guide to the new Insurance Act
You may have heard about a change in the law regarding insurance and wondered what it means for you and your business. This guide will help you understand a bit more about it. So, what is it? A new Insurance Act will come into force on 12 August 2016, replacing some...
Fake insurance brokers
Police issue warning about fake social media insurance brokers. It seems catfishing has entered the world of insurance. Devon Live has noted that several reports of people responding to fake insurance brokers on social media have reached Action Fraud, the UK’s...
Hastings battle nears conclusion
Hastings is seeking a tax rebate, claiming UK operation isn’t insurer, says newspaper Read the full story here
Why Excess Layer Insurance?
Why you need to be considering Excess Layer Insurance. On 27th February 2017, the Lord Chancellor announced a cut in the discount rate, moving it from +2.5% to -0.75%. The discount rate reflects the level of investment return that a claimant can expect to achieve by...
Is your dog wearing his seatbelt?
If your dog is not wearing a seatbelt you could be breaking the law – read the full story here Or at the least it could invalidate your insurance – read more here
Volkswagen lead 45% less claims
Trailblazer Volkswagen to fit new technology in all vans which will spark massive drop in frequency van claims Link to full article here
BNF Insurance Terms of Business
Our aim is to provide our clients with a fast and efficient service whilst offering value for money. As a true independent intermediary we are committed to providing you with…
UK business stock throughput
Stock Throughput and Marine Cargo An introduction to Stock Throughput and Marine Cargo for UK Businesses Stock Throughput / Marine Cargo is a specialist form of insurance that meets the needs of many differing companies by providing coverage under a single policy for...
Address
120 Old Road
Clacton On Sea
Essex
CO15 3AH
Opening Hours
Monday - Friday: 9am – 5pm
Weekends: Closed
