Insurance is an expense you can’t avoid if you have your own business and it should be there for you when you need it the most; in the event of a claim. We only use Insurance Companies that have strong financial reserves and a philosophy of paying claims when needed. So we can help you get your business and your life back to normal as quickly as possible. We look at the exact type of cover you need and offer the right solution for you. These days there are many different ways to buy insurance, but also many excellent reasons to consider using an Insurance Broker and their expertise. We work for you, not the insurance company. We will deal with your claim in the way that you want, in person, on the phone or by email. Whichever suits you. As a broker, we have a wealth of knowledge on all aspects of insurance and risk based situations, that we use to ensure you have the protection necessary. We work on a basis of utmost good faith, putting your interests first and because we work for you, we look at every option to ensure that you get the correct cover at the fairest price. The disappointment of a refused claim lasts much longer than the satisfaction of having saved a few pounds.

The difference with a broker

As a broker, we have access to insurance companies that do not sell direct to the public, subsequently increasing your available options. We’ll then take the time to explain exactly what we are offering, so that you are sufficiently well informed and can make your final decision If the worst happens and you have to make a claim, we are there to support and advise you, ensuring you get a fair settlement, because of our experience in insurance, you can buy with confidence knowing that we have acted in your best interests. When you deal with us, we aim to become your partners in business, together building a long term relationship, where we understand your business and provide ongoing support with all insurance related matters. By using BNF, you have on your side an independent broker, working for you, sourcing the best deal and providing a link between you and your insurer when help is needed.